What Happens If You Get Injured At Work

File an accident report.

What happens if you get injured at work.

If you suffer a job related injury the following information will help you protect your legal rights. This will start the process towards you receiving workers compensation. To learn more about what to do if you are injured at work read below. You can actually collect the same amount as you would at full retirement age.

Below are some other considerations when determining whether your injury is work related for purposes of workers compensation claims or other actions. If you do not do any of the things on the list below you may lose your rights under iowa s workers compensation law. Injured employees can file a personal injury lawsuit against their employer in civil court if they do not carry workers compensation insurance. The positive aspect of this is you are automatically eligible for these benefits without having to show anyone was at fault.

If you are injured at work immediately inform your supervisor. If you are injured on the job you have a right to medical treatment. You must prove that your employer was at fault for the on the job injury. An injury that occurred during a lunch break is typically not considered work related unless it occurs in a company.

If a workplace injury results from a defective machine or piece of equipment the employee can sue the manufacturer. Nearly every employer is required by state law to provide workers compensation insurance coverage for its employees. Even if alcohol contributes. Whether you must use the company doctor and if so for how long will vary by state.

You may for example be required to use the company doctor for the first month of treatment but then have the option of choosing your doctor after that. One side says you are able to enjoy workers comp benefits when you have been injured in the job including medical and therapeutic care out of pocket expenses and a portion of your lost wages. These are known as third party claims typically these claims are not filed in the workers compensation universe. If you are injured while at work due to the negligence of another party you may have the right to bring a claim against that person or entity.

Make sure to keep copies of all forms for your records and to act quickly to prevent a delay in receiving your compensation.